[harry8]

$31+/month of decrease in cash outflow. Or $31+ increase in income.

In truth it probably needs to be more than $1 due to the fact we value our time and the possibility of cost incurred due to some error, mine our outside my control.

On the flipside some new form of entertainment, enjoyment, enhancement to self-worth or similar that I find more agreeable than stuff I spend $30/mth on now. Note how that includes charity.