[joshwa]

perhaps 5000+5000n isn't enough to cover your actual expenses for the period.. perhaps you have a mortgage, or dependents, or debt, or a lease that can't be broken, or you need health insurance (see other thread)...

This is why YC's audience is typically college students and very recent grads, who are less likely to have additional obligations. Or, rather, originally the YC concept was geared towards this audience, and the funding amount is an artifact of that.

[pg]

In theory it's supposed to be suitable for both groups. People who have cheap lives, like recent grads, can actually do everything on our funding. People with expensive lives may not be able to, but they'll also tend to have savings.