[Nebyl]

Hi Everyone and thank you all for your thoughts, it is nice to hear different perspective from fellow hackers.

I'll try to summarize all the answers to your questions in one post. First of all, I'll begin by defining failure in this particular context. It will be the loss of your capital and incomes that are all based on your startup. The fear behind it is not to be able to provide for itself or its own family and loved ones.

To pursue in the idea itself, it's a financial service based on a business model inspired from the shared economy concept. It is going to be an additional service that an incubator can offer but definitely not replace it, and unfortunately I can't disclose more information for now as I'm still waiting to close the legal part of this model.

The image davismwfl described made me really laugh, because he's right, it is awfully too good to be true :) but please bear with me, and allow me to earn your trust, at least in this topic :)

Thank you all again.