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by GoodIntentions 4192 days ago
nothing to do with airbnb, but these guys: https://en.wikipedia.org/wiki/Lloyd%27s_of_London spring to mind when you say 'disrupted'. - It is on the surface almost a communal effort, with profit and loss being spread over the members. Read a little more though and see the allegations of malfeasance and fraud we've all come to expect with a large corporate entity.