Not saying they shouldn't do that, but virtual prepaid CCs are available in many countries, including in the Netherlands, from what I can gather, like https://www.3vcard.nl/
Are they usable in different countries? I know that, unfortunately, some prepaid CCs issued in the US can't be used in other countries, for instance. But maybe that's less likely to be the case in Europe, or, really, just about anywhere else.