[GigabyteCoin]

>Moralism aside, there's a point at which prisoner benefits can create an incentive to commit crimes.

That already exists in our current prison system. Here in Toronto, 'criminals' are found every year standing beside broken windows of downtown businesses late at night because they couldn't stand the frigid cold and the homeless shelters were full. All they usually want is a warm place to sleep and some food that didn't come out of a dumpster.

While the prospect of running a lucrative commercial B&E enterprise with the "worst case scenario" including a college education might be tempting...

You will still be a known criminal to your family and friends, which will take years to change their opinion of you if at all possible. Nobody will feel comfortable leaving you alone in their home. Nobody will allow their children to approach you. Your options for employment will drop drastically once you are released from prison.

You will still lack freedom. Feel like taking a jog in the park? Not for another 10 years, you can't.

Etc.

If the above seem like a better scenario than your current situation, perhaps you need some guidance in a community college type setting.