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by stevenmays 4228 days ago
I think betterment is AWESOME, and well worth their nominal fee. As a matter of fact I am switching all of my non-tax advantaged investments over to them very soon. Mr money mustache on betterment: http://www.mrmoneymustache.com/2014/11/04/why-i-put-my-last-...

I like lazy allocations, take a look at this: http://www.bogleheads.org/wiki/Lazy_portfolios

Also, keep in mind that any investment you do it is WAY better to do it in tax advantaged accounts (401k, roth ira, ira, etc). Typical advice goes like this

Max out 401k up to company match Max out roth ira (currently 5500 a year) Max out 401k fully (up to 22,500 a year) Invest in non tax advantaged accounts

When you contribute to 401k it lowers your taxable income, so if you make 80k, and contribute 20k to your 401k, you only pay taxes on 60k which can be great for tax savings.