[mortov]

The hotel made a strategic error so no need for court.

Under the UK Consumer Credit Act, when a credit card charge of £100 (or more) is made, the credit card company becomes 'jointly and severally liable'. A charge for a bad review also falls foul of UK Fair Trading legislation which means the couple can pursue the credit card company for the unfair trade breach and reclaim their money that way. Credit card companies don't argue in these cases and refund pretty damn fast (from experience) and just charge-back the business (so they lose the £100 and have additional charge-back fees of around 25% added on top).

If the hotel charged £99.99 instead, it would be a very different story and would need the Trading Standards people at the local municipal council to take action. (They already stated they will be regardless of the refund since these are unfair trade practices.) A refund would happen but would take longer and may well need a local county court action.

[pjc50]

That breakpoint is a very useful piece of information, thankyou.

[esquivalience]

Good observation, thanks