[3ot]

"The research firm Gartner estimated that worldwide, people spent $235.4 billion through mobile payments in 2013, compared with $163.1 billion in 2012. But that number is much smaller in North America"

hm.. I would have thought that the number in North America would be bigger than or at least equal the world wide number. Thank God NYT made this clear.

Maybe they'd made a better point, stating that mobile payments were growing slightly faster in North America than worldwide or that mobile payments were increasing by 50% even before the introduction of Apple Pay?