[selmnoo]

Hm, okay. Though, it's not clear to me why porn sites en masse would be classified as "High Risk"? Are you sure this is always the case? How are current popular porn sites doing this?

And, now that Stripe is quite big, don't they have some leverage over the banks to be able to say they do want porn sites et al. to be able to work with Stripe?

[devNoise]

The porn sites are classified as "high risk" because the banks believe/know that type of business has above average chargebacks. Apparently banks want to keep their chargebacks to a minimum.

[cindygallop]

Irony: http://makelovenotporn.com/ wants to make sex and the discussion around it socially acceptable and socially shareable - our mission is to change the way the world has sex for the better, via socially-shared #realworldsex. As such, we operate completely openly, transparently, legally and ethically, and I can count the number of chargebacks we've had in 20 months of operating on the fingers of one hand (couples watch our videos together, our community isn't hiding etc etc). But the financial world refuses to even have a conversation about the fact we do business differently and don't encounter the same risks. Which is why people regularly tell me we need to find a politician/lobbyist who'll support us, a la bitcoin/Uber lobbying, to redefine what constitutes 'adult content' and the legislation around it.

[srybchin]

It's not just porn sites that are classified as "high risk". Adult retailers are also put into that category.

We rarely get chargebacks. Maybe that's because we focus on a different kind of customer.

[sudokent]

That makes two of us! Porn en masse shouldn't be, but it is.

As for Stripe's size, they are a tiny, tiny drop in the bucket compared to the world markets. Heck compared to a U.S based hedge fund they'd be tiny. I'm guessing they have very little leverage.