[turar]

This may sound offensive, but is buying a $1500 sofa really a good decision if you're "poor"? I don't consider myself poor, and I bought a $500 sofa, it's pretty nice and has worked well for many years. I also have a lot of good used furniture that I've bought for almost nothing off Craigslist.

[Karunamon]

I don't understand how it's really "financially ignorant" to pay high interest rates for the benefit of deferring costs over time? If your credit isn't great, it takes a long damn time to repair. These rental outfits both help rebuild that credit and provide a valuable service, imo.