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by ricardo 6102 days ago
"I don't see myself taking the YC plunge because I am married and have a kid, so taking a risk is kinda hard at this point." ... "I'm leaning towards saving up and then taking 3-4 months off my job to work on my own product."

Couldn't you do both? Seems like you could save up and go for YC while working on your product. Either way you'll have a similar amount of risk. One could even argue that with YC's network you'll have less risk since you'll be around like minded people and more opportunities will open up for you if your original idea fails.

Whatever you decide, go for it!