[lsc]

I use wells fargo but they hit you with similar things if your account is low. There are things you can do to get around it if you want to spend some time talking to the teller. (something about setting up a monthly automatic transfer, etc...)

I'm not recommending wells fargo or anything, but I don't think it matters that much. you are talking less than $20 a month in most cases, and with wells fargo, and I believe most banks, that includes the ability to send checks from a web interface, so I don't think it's that unreasonable.

[sarvesh]

I use Wells Fargo, Business Account. When I started the account I asked them to waive the account minimum fee and that's the only way they were going to get my business and they waived it. There have been times when I had a low account balance and they didn't charge me anything. When you are opening the account it pays to understands these charges and negotiate with them they usually listen.