[digital-rubber]

Then let's agree to disagree. But points 1 and 2 that you describe are both more likely (to specifically compromise/capture your vault unlock).

Then somebody managing to capture all my login details in different websites with a per website login in a particular time frame, they would need a year to capture all logins as i don't use all sites daily weekly, or even monthly.

One can discuss it short, one can discuss it long :) but you remain to put all your (generated) eggs in a single basket. A basket (computing security does not exist, it only delays things) that cannot be more secure then your mind.