[pillfill]

Sure, but you're missing the bigger picture- The point is to reduce the total number of passwords a user has to manage in general. The fewer passwords you have to remember, the more likely you are to protect those few 'root identity' accounts (by using a strong auth/password).

[ravloony]

One assumes. I am not sure that that would be the case. I remember when my non-tech friends only had email and maybe MSN and their passwords were not secure in any way, even for the time. There is more awareness now, though, so maybe.