[fubu]

I didn't mean to come across as saying the author was unaware, partly because I'm positive the author is extremely well versed in the financial industries within the US. I meant to relay that it "seemed" that way from what was written to open that article.

I should have clarified more explicitly that I was discussing the way the article appeared and not trying to make a statement about the authors aptitude or understanding of the US situation. My apologies to the author.