[itry]

I say: go for it.

Dive into it fulltime. Do not take outside money.

From my experience, risk takers have the better life. On average. That doesn't mean you could not end up fucked. But that's the whole point of risk taking.

And for outside money - I have been screwed so often and so hard by business partners. Maybe it's just a personal thing. But if I had to give my young self an advice from the future, it would be: Don't entangle with others.

Oh, and I think you completely overdramatize this. Don't pretend you are preparing a flight to the moon. Just make a real minimal viable product in a month or two. And see if people use it. I have seen people with dedication going from not being able to program to having a working thing generating money in less then 2 months. Its all about going into it with 100% full force. If you tinker with a project on the side, my bet is that it will fail.