[joshmn]

Fraud expert here -

After about ten minutes I can say that it's better than Stripe's, but marginally.

[arbuge]

Care to elaborate? Both on the exact nature of your expertise, as well as your analysis.

[joshmn]

I wrote the book on financial card fraud (figuratively, but I may as well have) - I also was "in the scene" at one point.

I'm in the middle of writing a detailed post on my findings and will comment back when complete :)