[porsupah]

Actually, according to this worldwide map of card and terminal EMV deployment, Africa/ME had chip & pin tech, as of Q4 2013, in 38.9% of cards and 86.3% of terminals.

http://www.emvco.com/images/EMVCo_WorldMap-9-2014.png

The other regions are:

(Region/percentage of cards/percentage of terminals)

Americas (excluding USA): 54.2 84.7 Europe: 81.6 99.9 Australasia: 17.4 71.7 Russia: 24.4 91.2

[alexhawdon]

That's fantastic! Thanks for the information and apologies for making assumptions (dangerous things!).