[igrekel]

I wouldn't base that large an expense on something like the cooking problem. I just try to plan better, improvise, have someone cooking for me or just eat out (not these days tough). The problem exists even if you have a car but live out of town.

As always, you need to look at your life and make the appropriate choices. I spent many years without a car and I look back to it as a good time. The trick is to look at things globally and then not sweat on the small expenses (like the grocery delivery charge and taxi fares) if they were budgeted as a way to afford bigger costs.

[randallsquared]

I just try to plan better, improvise, have someone cooking for me or just eat out (not these days tough).

Ultimately, that's the choice, yes: is it worth having a device to avoid having to plan your life around not having it.

The problem exists even if you have a car but live out of town.

That's true. The difference in rent/mortgage is important there, though. In reality, the car I bought last weekend will not cost me anything like 10-12K over the next year (2K for the car, 1K for insurance, 1-2K for gas) unless it has terrible repair costs, but there's an upper limit of 2-3K on repairs before I just buy a different car. Now, if you're paying $500/mo plus insurance and drive it 50 miles to work every day, it might be different.

[thismat]

Grocery delivery charge? You mean to say you can have your groceries delivered to your door on a regular basis? I want that!

[randallsquared]

Around DC, there are several such, including Peapod (operated by Giant) and Safeway.com. I've used both, and while neither have a great selection or a perfect web interface for shopping, they do okay if you take the inherent limitations into account (don't order produce or breakables, and assume they'll fail to stock sufficient quantities of low-margin things, like 2L soda, in my experience).