[bakareika]

It's not "you deserve it" (which has a bad connotation, as if not being rich is derogatory). More like, if you seem to be unable to amass cash, then you are probably unable; do something else instead.

Being rich or poor is overrated, this is just another condition like being healthy, or able to read Chinese. Everything can be fixed to an extent, and depends on whichever characteristic is perceived as more valuable to have.