[mmaldacker]

>The "nascent payment system" which is Apple Pay is better supported by the credit card companies than Google Wallet. It only remains to be seen how many retailers will switch to NFC.

Regulations in the state requires every POS to support the EMV technology by October 2015. From what I've seen, most retailers will have to upgrade and the new machines pretty much all include NFC technology. So by the end of next year, NFC should be available with almost every retailers. I don't think it's a coincidence that Apple is releasing NFC now (they could have easily done it with the iPhone 5 or 5S)