[korzun]

Because now you will be going via insurance process where drivers rates will be reviewed and adjusted. Hitting an insured 'bike' now introduces an actual process where parties at fault will end up paying.

It's not going to be 'Oh I'm fully insured, registered and have a license. Who is this cyclist again?'.

[soneil]

The article's base premise of treating death by dangerous driving as an actual crime, would also fit the bill.