[ensignavenger]

Well, I agree with most of your statement, however, in your scenario you only have a choice in what experience you want if you have the money to buy the unsubsidized phone- anyone else has the choice to buy the subsidized bloatware phone or do without (which is more choice than they would have if the subsidized phone did not exist...)

[BlakePetersen]

There's another option, root and load a custom Rom. Not only will the phone run leaner (and in theory faster) but it won't have the bloat. The only investment is your time. =]