[wjoe]

I'm hoping they stick to a standard that everyone else can use (ideally the existing ones we already have like PayPass).

I've had NFC on Android phones for almost 2 years now, but I've still never been able to use it in the UK. We have some contactless payment terminals now, but the only services that allow you to use NFC payments on your phone here are tied to specific banks/carriers, or only work on specific phones.

I'm hoping that Apple Pay will push more merchants and services to start accepting NFC payments in general.