[eloisant]

I still don't see how replacing a credit card (that can be used for contactless payment with Visa Paywave or Mastercard contactless) by a phone that may have a dead battery brings anything to the table.

Really, what's the point?

[r00fus]

> Really, what's the point?

Adoption. Apple brings it's users... who just seem to adopt Apple features better than competitors' similar features.

If contactless pay is a gordian knot of user vs. merchant adoption, Apple will play the part of Alexander and untie/sever the knot.

[itry]

1) One thing less to carry around

2) The credit card gives away data that can be used for fraud. Your phone does not have to do that.

[jarek]

> The credit card gives away data that can be used for fraud.

Not with chip and pin or contactless it doesn't

[thrownaway2424]

#1 only makes sense if you ignored the word battery in the question. A phone makes a dreadful credit card. It's huge, it runs out of power, and it throws stack traces at the wrong moment.

[jsmeaton]

I can leave home without my wallet. Seriously, cash/card and maybe my drivers license is the only necessary thing I need on the go most days. I can free up an entire pocket.