[pmoorcraft]

I understand the concept of the app and can definitely see its value. However, I'm not a big of a fan of the way it is described in this blog post.

From my personal experience using mint, I usually find that the big spends are the ones that really cause a dent on my monthly budgets and honestly, from a personal finance point of view, don't see much value in tracking only the small day-to-day savings. It is necessary to have a look at the big picture to contextualize the spending.

I do feel like keep is probably a good tool for staying motivated while budgeting and getting an instant reward for something that usually doesn't give an instant reward, but even so the effort necessary to manually input every single dollar I save into the app just seems like such a commitment. To me, keep would be really helpful as a complement to the services that do connect to my bank account (in my case mint), to help me decide wether I can have the coffee I like such much or if I should stick to the free coffee available in my office.