[electromagnetic]

Firstly if you're at personal risk if you don't turn up profitable, you need to be incorporated. That immediately shifts all the financial and legal risks off your shoulders if you're operating above board.

Employers do take all the company's risk, however my boss (small construction company) gets to walk away with millions in savings with no personal liability. I get unemployment benefits. He gets to retire to a million dollar house, I risk losing mine.

You need to dislodge your head from your ass if you think you're the only person taking risk.

You need to realize that people are these things called humanbeings they have their own lives, their own motivations, problems and stresses. A great manager does this thing called managing where they use their knowledge of their employees to keep them motivated, something you quite clearly are not doing.

You employees sound unmotivated because you've got the attitude your company is already going to fail. FYI people can tell when a company is circling the drain and will half arse it and ride it out until the first paycheques bounce.