[DanBC]

Up until 5 you have two people making free decisions.

When you get to number 5 you have a commercial company and an individual, and that changes the relationship.

Here's a US example.

I can drive a car, but if my employer asks me to take a parcel from work to the post office to be posted I need to make sure my insurance covers that commercial activity or I am uninsured.

[wooter]

Well Uber provides insurance during the ride, but anyways...

Why are people in favor of using tax dollars preemptively to defend extremely-profitable insurance companies? If their customers aren't following their contracts, the burden is on them - and I don't see a problem with that. Its not Uber's fault.

In the meantime, Germany is banning a company that has shown they lower DUIs upon introduction.