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by jorgis 4319 days ago
Yeah, if I ever get a call from a collector I'm just going to ask them if they have my signature on a contract. If they don't they don't actually own anything and I'm free to ignore them.
1 comments

Yeah, force them to take you to court and show that they own the debt. None of this "passing the paper" non-sense, there has to be a legal contract or some document saying that your debt was given to someone else. Otherwise, it's just some guy claiming you owe him money, because of "paper".