[pnathan]

+1

I have a variety of company ideas, but I have several key issues:

- College loans. I pay close to my apartment costs in these.

- Health care for myself and family. Expensive!

- Living costs - moving to someplace really cheap to bootstrap would likely be horribly for my career and would drag hiring down significantly.

So I incur a fair amount of immediate costs, as well as future risk by quitting and starting my own company. I could probably handle the risk, but the immediate costs are.... high.

(If I thought I could have done something involving early loan repayment that I could have performed, I would have! But I didn't see any when I last checked).