[tzs]

> Get a high deductible plan and a family of 4 can be insured for <$700/month

Looks like it can be done for quite a bit less than that, when ACA subsidies are taken into account (or when expanded Medicaid is taken into account if the other adult family member also has no income...I think all the states where tech startups are common went along with expanded Medicaid).

[logicalmind]

But presumably you are going to have co-founder(s) or employees. The decision is not just for yourself or your family. Your co-founder(s) will have to accept the same situation and anyone you employ would also be expecting health coverage.