[pavel_lishin]

A determined person will cut through as many nets as they need to; should we have a tertiary net as well?

Can't save everyone, but we should at least be able to say with a clear conscience that we gave everyone the chance.

[Fomite]

Many of the "secondary" nets cover specific things, like food, housing, or healthcare, rather than just "money". It's harder to cut through those, though not impossible.