[fractallyte]

I used Paypal once (UK -> Canada). The rates were better than any bank could offer, and I have a verified account. The transfer - not a large amount - went without a hitch.

But then a week later, out of nowhere, my account was suddenly 'limited', with the requirement that I send a copy of my passport and latest bank statement to the US. I enquired and got a canned response.

I have not complied. Two years later, my account is still locked, and there is no way to shut down my account. Never used Paypal since; and I never again will. I hate them intensely.