[jackvalentine]

Sounds to me like his bank is the Commonwealth Bank of Australia(1), so Google Wallet is a non-starter. Coin is interesting, but the payments landscape in .au is rapidly moving away from card swipes to Paywave/Paypass. I've seen quite a few places that offer Cash or Tap, no swipe (I presume because of the fee structure).

1) https://www.commbank.com.au/paytag

[XorNot]

Commonwealth Bank charge $2.99 a year regardless of what you want to do. To use their Android app, they also bill you that to have the functionality turned on.

[oxplot]

The annual fee is not applicable in case of the PayTag (https://www.commbank.com.au/personal/can/can-tap.html). Also, can you refer me to the doc that mentions the extra cost of using the Android app for that purpose?

[XorNot]

The Android app itself says it (I have it open right here).

[voltagex_]

Correct!