[Bakkot]

> Who in their right mind would get inside a car that is programmed to commit suicide in certain "ethical" circumstances?

Maybe you'll find this version more interesting: suppose the car has the opportunity to save a dozen people (who are not themselves at fault) by sacrificing you (or failing to do everything in its power to protect you). Should it?

If no, which seems to be the answer you think is obvious, consider that you are far more likely to find yourself as one of the dozen potential people saved than as the sacrifice, especially since we're deciding on the rule for all autonomous cars, not just yours. So following your logic makes it more likely for you to get killed.