[nickhalfasleep]

This is like saying "If I drive a car without a seatbelt, I will drive safer!" When I ride I wear a helmet and I've broken (full failure mode absorption at impact) two in accidents; one was my fault, the other a slick spot at night that surprised me. I'll keep wearing my and put them on my kids too.

[savszymura]

Don't forget to wear one when you're driving and walking too. And sleeping. Might save your life.

Consider purchasing a bulletproof vest too, you never know.

[spacehome]

Sounds like both accidents were your fault.