[sassypants]

In my example I was using a 1 year horizon. So none of those closing prices would be charted until they had a year to mature.

I think I would need to make a slider so that you could explore the concept at various time horizons -- 8 months might bring a 50% occurrence of profit.

But my expectation is that at 1 year 95% of investments are sound, while at 2 years it would be 100%.