[jrockway]

The reaction would probably be better than "I didn't know I forgot to lock the door" or "I knew I forgot to lock the door, but was too lazy to go home and so I hoped for the best."

Plus, locks are trivially pickable, so it's not like they stop someone that wants to break into your house from breaking into your house.

[xorcist]

Locks are not trivially pickable. It only looks that way if you watch a skilled person do it. It's much harder than many impressive juggling tricks, for example. Smashing in a window, now that's trivial.

Neither matters though, because a big purpose of locks is to show that you took reasonable precautions in order for your insurance to be valid. (YMMV, IANAL, etc. but that's the case here.)

[jrockway]

I'm about as unskilled a lockpicker as you can get, and I can pick the four-pin locks on my apartment fairly easily. Someone with practice could do it even more easily.

(I've never used a pick gun, but I hear that makes it even easier. Especially for locks that don't have any particular anti-picking features, like the majority of locks on people's homes.)