[eckzow]

I don't think the your parent was talking on an individual level, but a more macroeconomic level where this appears to not be happening[1].

[1] http://www.winningwordsproject.com/assets/pages/340/producti...

[toomuchtodo]

Correct. Thank you.

[n09n]

If it doesn't happen at the individual level, why should it happen at the systemic level?