[xerophtye]

I am confused. The fund is set up by the company itself right? So if things get so bad that the company has to shut down, BUT they have a fund big enough to keep running the company, why must they shut themselves down to tap into it? Why can't the original company simply use that money to keep operations running?

[InclinedPlane]

Because that's the only way to prove continuation of operations. Also notice the difference between continuing to provide services and continuing running the company as normal (which typically would involve lots os expenditures beyond the basics necessary to keep services running).