[crazy1van]

Because our laws are increasingly written for the least common denominator. Some citizens might be scammed by these investments; therefore, we all must forgo the ability to spend our own money on them. Its hard not to be cynical and see this as another leg in a race towards mediocrity.

[swalkergibson]

Even programmers and system administrators get taken by well-crafted spear phishing and other security-related goofs. If you really want to invest your hard-earned money in some unproven start-up, go and pull down $200k for a couple of years, or increase your net worth.

[crazy1van]

Doesn't it disturb you that a freedom is tied to your networth? I hear lots of discussion about indirect ways that the wealthy have too much power, but this is an actual rule that provides different rules for the rich and the poor. To me that is pretty disturbing.