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by evbots 4363 days ago
Bank's don't have that model. Any sane person would have a separate savings account that doesn't really get used. The checking account is meant for variable balances, because your account number is more than likely floating around via checks/online ACH transfers which results in the potential for a security breach.
1 comments

So then why don't they just call it a savings account and a checking account? Wallet is an implementation detail at this point that the average user shouldn't have to learn when there's already a word in their vocabulary.
Because having Bitcoin deposited doesn't net you interest?
LOL neither does having USD deposited with interest rates nowadays...
also differentiating between the products/services traditional finance uses and the bitcoin ecosystem offers is a good idea.
the average user might have to learn a few extra words to understand bitcoin, "bitcoin" being one of them.