[pasbesoin]

I'm opposed to participating in making financial institutions that are already "too big to fail" yet bigger.

I'd rather the merchant get the percentage. Particularly with smaller merchants who are forced to pay larger percentages on charges.

I also don't like all the games that card issuers make us play. "Rewards" -- with qualifications. "Cash back" -- with qualifications. "Miles" -- don't even get me started.

For my part, I no longer wish to participate -- any more than I find absolutely necessary -- in furthering this system and its entrenched leaders. So, putting my money where my mouth is...