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by jauer
4392 days ago
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It's somewhat the opposite in the US. With your bank routing and account number someone can make out bad checks or EFT pull from your account. Halting or reversing this can be quite difficult and in some cases it isn't possible to get your money back. With credit cards the liability is on the merchant that accepts the card to verify that the person presenting the card is authorized to use it. Card issuers will reverse charges and leave the merchant out the money in the event of fraud. |
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