[mgkimsal]

I dunno. I don't understand how thieves can transfer moneys from my accounts in a matter of minutes, and it's untraceable, but when I try to send money to someone else, it takes 5-7 business days. Initiated deposit to my HSA, 7 business days. I got some BS about "well, sir, it has to clear multiple services". ACH clearinghouses, etc. But if I buy something on my HSA card, the money's gone in 2 seconds.

[ZoFreX]

If I transfer money to someone else's account it's in there within about 10-20 seconds. I guess different banks and accounts make use of different transfer types, and when the thieves are in the system they can just choose to use the faster ones?