[hnnewguy]

>Both Uber and Lyft have $1M liability + casualty insurance while you're transporting passenger

Well, I'm not going to claim to be an expert on such matters, but I believe $1MM is the minimum that is offered for liability insurance on a driver's policy here in Canada. I'm not sure how far that'd go if you killed multiple passengers in a vehicle accident, especially if you were found negligent.

Again, this isn't to say that these are insurmountable problems, by any means. You can insure anything for the right price. But how many people are actually sufficiently insured? And how many users are checking, or even care? I can't see this not being a problem in the future.