[mentat]

Sub-10 min settlement times for what sorts of messages? You're seeing 220s land in that amount of time?

[jareau]

I mean, the funds will be available for use in the recipients bank account within 10 minutes. The API call to perform this operation will have much lower latency than that. Did I understand your questions correctly?

[mentat]

I current deal with ISO messages for debit cards a bit so I was more asking about the underlying protocol messages involved.