[trader]

Obviously "matt" has not worked in the finance industry and clearly does not understand how banking works. Sounds decent in theory but in reality the bank would have no investors and would lose any talent when they didnt pay them. They would probably be the cause of the financial crisis by only employing stupid people who gave poor, risky loans.

[jonknee]

"Stupid" people couldn't have done any worse than the "smart" "talent" that got us into our current mess.