[pyrrhotech]

I'm a firm believer in the diminishing marginal returns of happiness that levels of consumption provide. I have no delusions that I wouldn't be happier if I were a billionaire than a 1-2 millionaire early retiree. But how much happier?

I don't believe in any type of extreme frugality, though I do plan on increasing my spending to the 100k/year range by retirement at 35. I'm saving more now because each additional dollar saved now means a lot more than money saved later, plus since I work, I honestly just don't have time to enjoy large expenditures right now, but I will in retirement.